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Building loan

It is aimed at customers who are planning or wish to carry out construction, renovation or extension work on a property.

The building loan is the perfect solution to finance and manage the payment of costs relating to the construction of new properties and the renovation or restoration of existing buildings.

When the work is completed, the building loan will be consolidated into a mortgage loan, i.e. the account holding the building loan will be closed and the financing converted into a fixed- or variable-rate mortgage.


Benefits

  • Control of the building loan with payment management and monitoring
  • Payment of interest only on the amount of credit actually used
  • Gradual utilisation of the credit limit for payments
  • Clear and detailed statement of credit granted
  • Possibility of partially consolidating credit during construction
  • Combined offer: as holder of a BPS (SUISSE) mortgage, you will enjoy a favourable PREMIUM rate on a 3a Life Benefit pension account, which you can also use to make indirect repayments with clear tax benefits


Conditions

Type of property Any type of property
Duration     No fixed duration. Construction period.
Accounting period Half-yearly, 30.06. and 31.12.


Any questions about our products and services?

You can contact our call centre between 8 a.m. and 5.30 p.m. Monday to Friday on 00800 800 767 76 (calls from Switzerland are free).

Alternatively, you can use our contact request forms.


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